My Future Fund auto-enrolment payroll software
Ireland’s auto-enrolment scheme, My Future Fund, started on 1 January 2026. Nxsys identifies the employees who qualify, calculates their contributions and yours on every pay run, and reports them through your payroll.
What is auto-enrolment in Ireland?
My Future Fund is Ireland’s automatic enrolment retirement savings scheme, run by the National Automatic Enrolment Retirement Savings Authority (NAERSA). Employees aged 23 to 60 who earn more than €20,000 a year and are not already in a workplace pension through payroll are enrolled automatically.
1.5%
Employees pay 1.5% of gross pay in the first three years.
1.5%
Employers match the employee contribution.
0.5%
The State adds a top-up. All rates rise every three years, to 6%, 6% and 2% from year 10.
Contributions are worked out on gross pay up to €80,000 a year. Nxsys applies the current rates for you.
Everything you need for My Future Fund
Nxsys handles your auto-enrolment duties inside payroll.
Eligibility
Know who qualifies on every pay run.
- Employees checked on age and earnings each pay run
- Existing workplace pension members excluded
- Clear lists of who was enrolled and why
Contributions
Get the amounts right every time.
- Employee and employer contributions calculated on gross pay
- Contributions shown on every payslip
- Rates updated as they rise over time
Reporting
Keep the scheme up to date.
- Contributions reported through your payroll
- Records of opt-outs and suspensions
- Reports of contributions by employee and by month
Other pensions
Run occupational pensions and PRSAs too.
- Occupational pension deductions
- PRSA and AVC deductions
- Tax relief applied through payroll
Nxsys runs RPNs, payroll submissions, RCT and pensions in one plan.
How My Future Fund works in Nxsys
Run payroll
Nxsys checks each employee and flags those who qualify for My Future Fund.
Calculate
Employee and employer contributions are calculated on gross pay and shown on payslips.
Report
Contributions are reported through your payroll, and opt-outs are recorded.
Who does Nxsys work with?
Nxsys is built on trusted platforms and connects with ID checks, HR tools and the apps Irish payroll teams already use.
What businesses say about Nxsys
★★★★★ Rated 5.0 on Capterra
“A really smooth onboarding experience and it’s been hassle free since then.”
“Nxsys is very user friendly and easy to navigate. Queries are dealt with quickly from the support team.”
“The candidate onboarding via the app is a real asset to our business.”
01When did auto-enrolment start in Ireland?
My Future Fund started on 1 January 2026.
02Who is enrolled automatically?
Employees aged 23 to 60 who earn more than €20,000 a year across their jobs and are not already in a workplace pension through payroll.
03How much do employers pay?
Employers pay 1.5% of gross pay in years 1 to 3, matching the employee. Contributions rise every three years to 6% each from year 10, and the State adds a top-up.
04Can employees opt out?
Yes. Employees can opt out after six months of membership, during months seven and eight. Nxsys records opt-outs in payroll.
05Is auto-enrolment included in the price?
Yes. My Future Fund auto-enrolment is included in the €2.00 per employee price.
Run auto-enrolment and payroll with Nxsys
Eligibility, contributions and reporting, inside your Irish payroll. €2.00 per employee, every feature included.
